Our Mission:

Dedicated to serving our policyholders with compassion, integrity and excellence in order to create peace of mind, one decision at a time.

Pioneer State Mutual Insurance Company is a property-casualty insurance carrier specializing in coverages for individuals and businesses. We market our products through the Independent Insurance Agency System and currently only write in the state of Michigan, providing best in class service for our agents and policyholders while maintaining a satisfied, highly motivated work force and a sound financial base.

Since 1908, Pioneer State Mutual and its network of Independent Insurance Agents have been dedicated to serving our policyholders with compassion, integrity and excellence in order to create peace of mind, one decision at a time.

Today, we offer a wide array of insurance options including Auto, Home, Farm, Mobile Home, Renters and Commercial policies, all expertly tailored to your specific needs.

Why Pioneer? 1908: PSM’s Beginning How We’ve Grown In the News Giving Back Financial Performance