Our Thoughts Are With Those Impacted by the Recent Michigan Tornadoes
We are deeply saddened by the recent tornadoes that touched down across Michigan, resulting in significant property damage and, tragically, loss of life. Our thoughts are with everyone affected. If you or your loved ones were impacted, we hope you are safe and know that we are thinking about you during this difficult time.
Your safety and well being come first. Once you are safe and able, the following best practices may help as you begin the recovery process.
Please Stay Safe
- Do not enter damaged structures until authorities say it is safe to do so.
- Be mindful of downed power lines, gas leaks, unstable structures, and debris.
- If emergency services instruct you to evacuate or restrict access, please follow their guidance
Document the Damage
- Take clear photos or videos of all visible damage before making repairs, if it is safe to do so.
- Capture damage to the exterior, interior, and personal property.
- Continue to document damage as conditions change or additional issues become visible.
Protect Your Property from Further Damage
- Make reasonable and necessary temporary repairs to prevent additional damage (for example, tarping a roof or boarding broken windows).
- Keep receipts for materials, supplies, or services used for these temporary repairs.
Temporary Living Expenses
- If you are displaced from your home, keep a log of temporary lodging and meal expenses.
- Save all receipts related to hotels, short term rentals, meals, and other necessary living expenses incurred due to displacement.
Do Not Dispose of Damaged Property
- Please do not throw away damaged items until your insurance company has had an opportunity to review them or has authorized disposal.
- If items must be removed for safety or health reasons, take photos first and keep samples when possible.
We Are Here to Help
When you are ready, please contact your agent to begin the claims process or if you have questions about next steps. We are committed to supporting you with care, compassion, and clarity as you move forward.
Continue to the Pioneer WebsiteHelping our Neighbors
There are some catastrophes that would simply be impossible to bear alone. From house fires to weather damage to car crashes, these tragedies can cause financial and physical difficulties that can dramatically impact a person’s life. That’s where insurance steps in.
Insurance is a social mechanism designed to give people peace of mind in the face of risk and spread the burden of an individual’s catastrophic loss across a group of people. Without it, victims of disasters and accidents are often left struggling to pick up the pieces and start over. However, with insurance, we can work together to help our neighbors bounce back after a catastrophe and return to their daily lives. Then, if the day comes when we find ourselves facing a disaster, we too have the help and resources available to get our lives back to normal.
Our goal at Pioneer State Mutual Insurance is to make a difference across Michigan by preventing individuals from needing to carry the weight of a tragedy alone. That’s why we focus on offering an array of coverage options, giving you the assurance you need so if disaster does strike, we’ll be here to help. Pioneer’s products are sold through Independent Insurance Agents across the state. Visit our Agency Locator map for one near you.