Hard work and dedication are the keys to running a successful business. Pioneer State Mutual Insurance understands that commercial businesses need insurance to protect that hard work. Therefore, each line of business is flexible to accommodate a vast array of budgets and needs. Plus, with an A+ Superior rating for financial stability from AM Best, business owners can be confident that Pioneer State Mutual will be a viable company long into the future.

Pioneer State Mutual’s claims staff and independent agency force are comprised of local Michigan residents who work to ensure all issues are handled quickly and efficiently to keep your business running smoothly. We understand the need to protect business assets, and therefore some highlights of our coverage options include the following:

Businessowners Contractors Businessowners Garage Businessowners Commercial Auto Workers’ Compensation Commercial Umbrella Additional coverages we offer


The above coverages, options and/or discounts may vary based upon your specific requirements.
For complete coverage information and/or to receive a quote, please contact one of our Independent Insurance Agents.