Your home is more than just a dwelling place. It’s where your family feels safe, where memories are made, where your most valuable possessions are kept, and where you kick off your shoes at the end of a long day feeling confident in your insurance coverage (or at least we hope you do).

That’s why Pioneer State Mutual Insurance works hard to provide homeowners insurance in Michigan to as many fellow Michiganders as we can! We give Michigan homeowners peace of mind with various insurance coverages, options, and discounts. Insuring our neighbors since 1908, contact an agent to review your options and see if Pioneer State Mutual would be the right fit for you!



Get a Home or Renters Quote

If you are looking for homeowners insurance in Michigan, one of our local agents can help you select the appropriate coverage to fit you, and your family’s needs, and confirm you are getting the best price.
If you are looking for renters insurance in Michigan, you can get a renter’s quote online in minutes or select a local agent who would be happy to assist you!

Even if you choose the option for online quoting you’ll never be on your own! You will select an agent local to you who can assist with any questions you may have throughout the duration of your renter’s policy. We offer all the tech of a national carrier, with the personal touch of a small company.

 

Select a local agent to help

 Get a Renters Quote Online

 

 

Check out our blog!

Want to get some good insights on topics related to homeowners insurance in Michigan? Check out some of our latest blog posts! The more you know, the better prepared you can be!

Actual Cash Value vs Replacement Cost - What's the Difference?
Quick Look: If you have had a claim for homeowner’s insurance in Michigan it is likely you have heard the terms “Replacement Cost” or “Actual Cash Value.” Insurance has all sorts of fancy terminology, and these are just a small piece of the insurance lingo pie, but understanding what they mean and the difference between them is important!

Woodstove Safety - 4 Steps to Success
Quick Look: As we push through this very chilly Michigan winter it is likely that many of us (or at least those who have one) have been running their woodstoves a little more than usual.

5 of the Leading Culprits in House Fires (and how to prevent them)
Quick Look: It’s time to “burn” away the most popular sources of house fires in your home. Here are some of the leading causes for house fires and a few tips on how to mitigate their risk.

 

 

Learn more about insurance coverage basics:

Homeowners Insurance Renters Insurance Personal Umbrella Insurance Condominium Insurance Mobile Home Insurance Rental Property Insurance


The above coverages, options, and/or discounts may vary based upon your specific requirements.
For complete coverage information and/or to receive a quote, please contact one of our Independent Insurance Agents.