What is “No-Fault Auto Insurance?"


In most states, if there is an auto accident the at-fault driver's insurance company pays for every party’s injuries and/or physical damage stemming from that accident. Michigan’s auto law acts a little differently than other states and requires that each insurance company pay for its own policyholders’ injuries and/or physical damage. This concept was not altered in the changes made to Michigan auto insurance laws which passed in 2019.