What is Inland Marine? Should I have this coverage for any of my personal belongings?

Answer:

The title “Inland Marine” can lead people to believe this coverage is just for boat owners. While boats may fall into this category, Inland Marine goes beyond boats to cover specific valuables such as jewelry, cameras, musical instruments, fine arts, computer systems and more.

The purpose of Inland Marine insurance is to provide coverage for specific items not covered in the basic property policy, allow broader coverage and/or to increase coverage limits for certain valuables.