We are currently experiencing higher than usual call volume due to the number of storm claims submitted. Our adjusters are working to assist everyone quickly and return calls as soon as possible. We appreciate your patience, and will do our best to get back with you promptly.

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What is the difference between Collision and Comprehensive coverage?


Collision: This insurance covers your auto if it is involved in a collision (either your vehicle hits another vehicle/object or another vehicle/object hits your vehicle). It also includes rollover accidents. However, many common incidents are excluded under this coverage, such as hitting an animal, fire, theft/larceny, windstorm, hail, water/flood damage, and vandalism.

Comprehensive (also known as “Other Than Collision”): This covers all of the incidents excluded in the standard Collision insurance (such as hitting an animal, theft/larceny, hail, etc.).