What coverage is mandatory under Michigan law?


What are the PIP coverage options?


Can I keep my insurance from another state?
Michigan requires residents to obtain insurance from a Michigan-licensed provider.

What happens if I don’t have insurance?
Fines, license suspension, denial of benefits, and potential lawsuits—even if not at fault or if no accident occurs.

Do I need insurance for all my vehicles?
Michigan law requires no-fault coverage for each registered vehicle.

What’s the difference between broad, standard, and limited collision coverage?

At the inception of any given auto policy the insured will select which coverage type they want on their vehicle(s).


What is the difference between Collision and Comprehensive coverage?