Many who live in condos or co-ops often don't realize that while associations may cover the outside of their home and their property, they do not cover the inside property or contents. That’s why Pioneer offers insurance protection for the inside of your home and your personal possessions.
Coverages:
- Property
- Personal Property - Covers your personal belongings if they are damaged by a covered peril
- Loss of use - Provides for a temporary residence for you (example: hotel) if you are unable to live in your residence due to a covered peril
- Additional Coverages
- Debris removal
- Trees, Shrubs, and Plants
- Credit Cards
- Liability
- Personal Liability - Covers if a suit is brought against you for damages due to bodily injury or property damage
- Medical Payments to Others - Pays for medical expenses that are incurred during an accident (example: Ambulance charges, doctors visits, x-rays, etc.)
Optional Coverages:
- Pioneer Advantage – A package of coverages with higher limits for risks such as:
- Home Cyber Protection
- Refrigerated Products
- Fire Department Service
- Backup of Sewers or Drains
- Ordinance and Law Coverage
- Mortgage Extra Expense Coverage
- Increased Special Limits of Liability
- Other Structures
- Personal Property Replacement Cost
- Inland Marine or Scheduled Personal Items such as:
- Boats
- Jewelry
- Snowmobiles
- Collectibles
Discounts:
- Mature Homeowner
- Multi-Policy
- New Home (less than 20 years)
- Protection Devices