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Our office will be closed on Monday July 4, to celebrate the Fourth of July. For your convenience, the following systems will remain active during this time:

• Online Payments & EFT Account Management
• EZpay Phone System: (810) 600-3555
• Online Claims Systems
• After Hours Claims: (800) 837-7674
• Roadside Assistance: (800) 828-7067

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Watercraft Agreed Value Coverage
To explain Agreed Value Coverage, we need to go over how valuation works for Physical Damage claims.

Valuation options in the event of a covered loss are based on the age of your watercraft:

Watercraft less than 3 years old
For watercraft in this age range, your policy will pay to repair or replace your watercraft with one of like kind and quality. This option is called Replacement Cost Coverage.

Watercraft between 3 and 20 years old
For watercraft in this age range, the standard coverage option is called Actual Cash Value Coverage, which means your policy would pay no more than the current cash value of your watercraft.

You also have the option to upgrade to Agreed Value Coverage, wherein you provide a marine survey estimate for the value of your watercraft and in the event of a covered claim, up to that amount would be paid.

Watercraft over 20 years old
For watercraft in this age range, the only coverage valuation option is Actual Cash Value Coverage, which means your policy would pay no more than the current cash value of your watercraft.

 

This coverage can be added online via your My Pioneer account!