Are you doing these simple things to prevent a loss?

Losses come in all shapes and sizes. While there is no sure-fire way to prevent a loss there are steps you can take to minimize the risk and minimizing risks is one of our favorite topics to discuss!

No need to waste time chatting; let’s get right into it! Here are some great loss prevention tips that are easy to incorporate into your life but can have big rewards!

• If hail is expected, move your vehicle into a covered area (garage, carport, etc.)
• Trim large overhanging branches back away from your home and other outbuildings/structures
• Regularly clean and inspect your roof and gutters
• Install smoke alarms (this may seem like a given, but you wouldn’t believe how many people don’t have smoke detectors in their homes)
• Locate your water main shut-off and educate all those living in the home on where it is and how to use it
• Create and maintain a home inventory (this won’t prevent a loss from happening, but it will make your life a heck of a lot easier if one does) click HERE to learn how!
• Lock your car doors. In a study, investigators found that an average of 80% of stolen vehicles are left unlocked at the time of theft (don’t make it easy on a potential thief)
• Install motion-activated lights around the exterior of your home (shockingly…thieves don’t like it when a spotlight is thrown on them)
• Review your homeowner’s policy regularly to make sure you have adequate coverage (again this won’t prevent a loss, but it will make it easier if your policy is up to date)

Being proactive in loss prevention is a great way to protect the things you and your family have worked hard for! Be smart, be prepared, and follow these tips!

Have any questions about what you just read? Please contact your Independent Insurance Agent or email us at socialmedia@psmic.com!

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