Auto insurance can be complicated. We make it easy. Get a Michigan auto insurance quote online in just a few minutes, or speak to a local agent first for advice and assistance.
 Even when quoting online, you always have a local agent available to speak with at no additional cost to you!



Get an auto quote


Get an Auto Quote Online

Select a local agent to help

 

Customizing your own auto quote online with Pioneer State Mutual can take as little as 3 minutes! We offer all the tech of a national carrier, with the personal touch of a small company. Our local independent agents live and work in your communities, and are always available for advice about your coverage needs.

Pioneer State Mutual Insurance understands every driver wants car insurance coverage that will get them back on the road if they’re involved in a covered crash. That’s why our Personal Auto claims staff and Independent Insurance Agents are comprised of local Michigan residents who understand Michigan drivers’ needs and can quickly handle claims. Our customers have always spoken very highly of our claims service, with over 98% reporting a positive experience with Pioneer.

 

 

Check out our blog!

Want to get some good insights on topics related to auto insurance in Michigan? Check out some of our latest blog posts! The more you know, the better prepared you can be!

In a World of Endless Interruptions Don't Drive Distracted
Quick Look: While distracted driving isn’t a new concept, advancements in technology over the past several years have added new distractions to the ever-growing list.

The Run Down on Rental/Loaner Vehicle Coverage
Quick Look: Whether it’s a collision or comprehensive claim, accidents happen and when they do it can be a pretty stressful time.

 

Learn more about insurance coverage basics:

Personal Auto Insurance Roadside Assistance Personal Umbrella Insurance Motorcycle Insurance Motorhomes / Travel & Utility Trailers


The above coverages, options, and/or discounts may vary based upon your specific requirements.
For complete coverage information and/or to receive a quote, please contact one of our Independent Insurance Agents.