1- SMS Consent Communication:
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes. Currently, Pioneer uses SMS texting for one-on-one communication between the customer and the appropriate Pioneer employee.

2- Types of SMS Communications:
Pioneer State Mutual may provide information upon request via SMS. Common scenarios where we use SMS communications include but are not limited to the following:

3- Message Frequency:
Message frequency may vary depending on the type of communication.

4- Potential Fees for SMS Messaging:
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method:
You may opt-in to receive SMS messages from Pioneer State Mutual in the following ways:

6- Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list. If you wish to De-Enroll from electronic refunds (and receive paper checks for any applicable future refunds), reply “STOP01” to your notification text message regarding electronic refunds.

7- Help:
If you are experiencing any issues, you can reply with the keyword HELP, or you can get help by contacting Pioneer State Mutual.

Additional Options:

8- Standard Messaging Disclosures:

9- How and Why We Share SMS Information with Third Parties:

10- How to Contact Pioneer Regarding Privacy Related Requests:

See our Contact Us page for contact information.  

11- Data Retention:
We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. Specific retention periods vary depending on the type of data and the purpose of its collection.

12- User Rights:
You have the following rights regarding your personal data: