The Pioneer Advantage
This is a package of coverages, bundled together for a great value. It includes:
Home Cyber Protection
Provides $25,000 coverage limits for Cyber Attack, Cyber Extortion, Online Fraud, Data Breach or Identity Recovery costs incurred as the direct result of any one occurrence.
Backup of Sewers or Drains
This provides $5,000 coverage limits for a direct loss caused by water which backs up through sewers or drains, or water which enters into and overflows from within a sump pump or other type of system designed to remove subbsurface water that has drained from the foundation area.
Your policy comes standard with a $250 limit for covered losses of your refrigerated products. The Pioneer Advantage increases that limit by $250.
Fire Department Service Charge
Your policy comes standard with a $500 limit to pay for fees from your fire department related to covered losses. The Pioneer Advantage increases that limit by $500.
Your policy comes standard with a $500 limit for the removal of (any one) damaged tree related to covered losses. The Pioneer Advantage increases that limit by $500.
Theft from Self-Storage Unit Coverage
Your policy automatically includes a limit of $2,000 for theft of personal property being kept in a locked self-storage unit. The Pioneer Renters Advantage adds $3,000 to that limit for a total of $5,000 in coverage.
Ordinance or Law Coverage
This coverage adds a limit of 10% of your policy’s Coverage A limit for additional costs incurred when required by ordinance or law and a covered loss is involved.
Mortgage Extra Expense Coverage
This endorsement adds coverage for:
- Up to $1,000 in Acquisition Costs for title search fees, appraisal fees, and application fees.
- Up to $250 per month for Additional Monthly Mortgage Expenses on a replacement dwelling due to a higher interest rate for the same principal amount as the first mortgage for the shorter of the following:
• 4 years from the date of the first payment
• the date following the first payment on which your ownership or legal control of the replacement dwelling is transferred.
Mortgage Expense payments are made semi-annually, and your policy deductible applies to this coverage.
This coverage can be added online via your My Pioneer account!