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Auto Insurance

Pioneer State Mutual Insurance Company understands every driver’s desire for car insurance coverage that will get them back on the road if they’re involved in a covered crash. That’s why our Personal Auto claims staff and Independent Insurance Agents are comprised of local, Michigan residents who understand Michigan drivers’ needs and can quickly handle claims. Locate an Agent for a Quote
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(810) 600-3555 • 24/7
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(800) 837-7674
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General Inquiries
(810) 733-2300
M-Th: 7:30am - 4:30pm
F: 7:00am - 1:30pm
1510 N. Elms Road
Flint, MI 48532
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Pioneer Customers Speak Out

Personal Auto

Michigan law requires all drivers to have insurance. With the Pioneer State Mutual Personal Auto Policy, you can rest assured that you’re getting excellent coverage and knowledgeable claims support.

  • Coverages

  • Optional Coverages

  • Discounts

Roadside Assistance

With the Pioneer State Mutual Roadside Assistance Plan, towing or auto repair help is only a phone call away: 24-hours a day, 7-days a week anywhere in the United States, Puerto Rico or Canada. With this coverage option you’ll never have to feel stranded and alone.
Some of the main features of this program include:

  • Towing to a nearby repair facility
  • Delivery of fluids (such as gasoline, oil or water)
  • Battery service
  • Changing or inflating a flat tire
  • Unlocking vehicle doors

Motor Homes

Pioneer State Mutual Insurance Company’s Motor Home Insurance is designed to protect your “home away from home.” With this insurance your motor home, camper or travel trailer will be protected from unexpected “bumps in the road.”

  • Coverages

  • Discounts


With a Pioneer State Mutual Motorcycle Policy, you can give your bike the coverage it deserves. This insurance will protect your passion to ride.

  • Coverages

  • Discounts

The above coverages, options and/or discounts may vary based upon your specific requirements. For complete coverage information and/or to receive a quote, please contact one of our Independent Insurance Agents.

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