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About Pioneer

Our Mission: Dedicated to serving our policyholders with compassion, integrity and excellence in order to create peace of mind, one decision at a time. Locate an Agent for a Quote

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1510 N. Elms Road
Flint, MI 48532
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About Pioneer

Pioneer State Mutual Insurance Company specializes in property-casualty insurance for individuals and businesses. We sell our insurance through the Independent Insurance Agency System and currently write only in the state of Michigan. We provide the best service possible for our agents and policyholders while maintaining a satisfied, highly motivated work force and a sound financial base.

Since 1908, Pioneer State Mutual Insurance Company and its network of independent insurance agents have been dedicated to serving our policyholders with compassion, integrity and excellence in order to create peace of mind, one decision at a time. Throughout the years, our company has earned a fine reputation for providing our clients with the best insurance protection for their premium dollar.

Today, Pioneer State Mutual offers a wide array of insurance options including auto, homeowners, farm owners, mobile homeowners and commercial policies, all expertly tailored to your specific needs and concerns.

See where we've been on our History Page.

Pioneer State Mutual Insurance Company.


Maintaining a sound financial base that provides adequate capital to meet the company’s long term obligations is part of our strategic objectives. Currently, the company is rated A+/Superior from the AM Best Company, an independent rating organization serving the insurance industry. Our financial security and stability is a reflection of responsible and loyal policyholders, professional independent agency partners, a supportive board of directors and a dedicated employee team.

For more information on our financial base, please see our latest financial statement below:

  • 2016 Financial Statement

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