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  Insurance has taken on a complexity that few could have imagined when Pioneer State Mutual Insurance Company served its first customers in the early 1900s.

Today's insurance climate demands careful attention to detail, sound advice and solid underwriting. Every policy must be thorough and comprehensive.

Every claim must receive immediate and personal attention. And every insurance company simply must know the market, inside and out. Because it is the way insurance should be, and for Pioneer State Mutual Insurance Company, the only way to do business.

Careful, Comprehensive, Responsive and Trusted...

Pioneer has been delivering careful, comprehensive insurance coverage to the residents of Michigan for more than 90 years.

We know and understand our business and your needs, which is why we can offer insurance the only way it should be.

Products to meet today's needs...

Pioneer Products focus on three key lines of insurance:
 
Personal Policies are designed for individual and families. They include coverage for homes, mobile homes, personal automobiles and other dwellings. Customers who hold both home and auto policies through Pioneer receive special discounts.
See Auto Insurance / Homeowners Insurance
Commercial Policies are for businesses who seek commercial property and liability coverage and Worker's Compensation insurance.
See Business Insurance
Farm Policies cover farm property and equipment, liability insurance and country estates.
See Farm Insurance

Contact your Independent Insurance Agent today for a complete description of coverages and services available through Pioneer.
 

 
 

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